Followers

Wednesday, 29 December 2010

Fadhilat membaca surah Al-Mulk

Fadhilat membaca surah Al-Mulk


SURAH Al Mulk (beerti Kuasa Pemerintahan) merupakan Surah yang ke-67 di dalam Al Quran, mengandungi 30 ayat. Di antara isi kandungannya ditegaskan tentang kekuasaan mutlak Allah s.w.t. iaitu menguasai pemerintahan dunia dan akhirat. Seluruh alam telah diciptakan-Nya begitu rapi tanpa sebarang cacat celanya. Di akhirat kelak, mereka yang kufur ingkar akan mendapat balasan azab yang amat buruk dan menggerunkan. Mereka yang mentaati Allah akan mendapat keampunan dan balasan yang sebaik-baiknya.


Terdapat banyak hadis Rasulullah s.a.w. yang menyatakan tentang fadhilat, faedah dan hikmah bagi mereka yang mengamalkan membaca surah Al-Mulk ini. Di antaranya diriwayatkan oleh Abu Daud, At Tarmizi, An Nasa’i dan Ibnu Majah dari Abu Hurairah yang bermaksud:


“Sesungguhnya di dalam Al Quran terdapat tiga puluh ayat yang kandungannya akan memberi syafaat kepada orang yang membacanya sehingga ia akan mendapat keampunan dosanya iaitu Surah Al Mulk.”


Daripada Ibnu Abbas r.a., seseorang sahabat Rasulullah s.a.w. menceritakan ia telah mendirikan khemah di atas kubur yang beliau tidak ketahui. Dari kuburan itu beliau terdengar suara orang membaca surah Al-Mulk sehingga khatam; beliau lalu menemui baginda dan berkata: “Wahai Rasulullah, saya dirikan khemah di atas sebuah kubur yang saya tidak ketahui, saya mendengar seorang sedang membaca Surah Al Mulksehingga khatam.”


Maka Nabi s.a.w. bersabda: “Itulah yang menahan (Al-Maa’inah) dan yangmenyelamatkan (Al-Manjiah) dia dari siksa kubur.”


(HR At Tarmizi)


Daripada Jabir r.a., sesungguhnya Rasulullah s.a.w. tidak akan tidur sehingga baginda membaca surah Alif Lam Miim Al Sajdah dan Al Mulk.


(HR At Tarmizi)


Daripada Anas Ibnu Malik berkata, Rasulullah s.a.w. bersabda: “Satu surah di dalam Al Quran menghadiahkan kepada pembacanya sehingga memasukkannya ke dalam syurga iaitu Tabarak-al-llazhi.”(Surah Al-Mulk)


(HR At Tabrani)


An-Nasa’i juga meriwayatkan dari Ibnu Mas’ud bahawa Rasullullah s.a.w. bersabda:“Sesiapa yang membaca Surah Al Mulk setiap malam maka Allah mencegahnya daripada azab kubur.”


Tentang surah ini ada satu riwayat yang lain menyatakan bahawa Rasulullah s.a.w. bersabda: “Hatiku menghendaki supaya surah ini berada didalam setiap hati orang-orang yang beriman.”


Mengikut satu hadis, seseorang yang membaca dua surah iaitu Tabarak-al-lazhi dan Alif-Lam-Mim-Sajdah di antara sembahyang Maghrib dan Isya adalah seumpama sesorang yang berdiri sembahyang untuk sepanjang malam Lailatul-Qadar. Adalah diberitakan juga bahawa jika seseorang itu membaca dua surah ini, tujuh puluh kelebihan akan diperolehinya dan tujuh-puluh dosa-dosa akan dihapuskan. Mengikut riwayat yang lain, jika seseorang itu membaca dua surah ini, ganjaran pahalanya adalah menyamai orang yang berdiri sembahyang sepanjang malam ‘Lailatul-Qadar’. Ini juga telah disebutkan di dalam Mazahir.


Ta’us rahmatullah ‘alaih telah berkata: “Kedua-dua surah ini mendatangkan enam-puluh kelebihan-kelebihannya yang mengatasi daripada segala surah-surah.”


Siksaan di dalam kubur bukanlah satu perkara yang biasa. Setelah meninggal dunia, tingkat pertama seseorang itu mesti lalui ialah alam barzakh. Apabila Saidina Uthman r.a. berdiri diatas sebuah kubur, ia akan menangis dengan begitu sekali sehinggalah janggutnya dibasahi air-matanya. Seseorang telah bertanya kepadanya mengapakah menangis begitu rupa jika disebut kubur daripada disebutkan Syurga atau Neraka.


Ia menjawab, “Aku telah mendengar dari Rasulullah s.a.w. bahawa kuburlah tempat persinggahan yang pertama untuk menuju akhirat. Barangsiapa terselamat daripada azabnya , peristiwa-peristiwa selanjutnya akan mudah baginya. Dan sesiapa yang tidak selamat daripada azab di dalamnya, kepadanya peristiwa yang akan datang kelak menjadikan lebih sukar sekali. Dan daku juga mendengar bahawa tidak ada satu gambaran yang lebih menakutkan dan menggerunkan selain daripada apa yang ada didalam kubur.”


Ya Allah ! Selamatkanlah kami daripada azab-Mu dengan keampunan-Mu..

Monday, 27 December 2010

Are Whole Eggs or Egg Whites Better for You?

Dear friends, an interesting and informative article for your reading pleasure.

Egg is now recognised as a superfood. So do not waste the egg yoke!!!

Are Whole Eggs or Egg Whites Better for You?

By Mike Geary, Certified Nutrition Specialist, Certified Personal Trainer

I was on a weekend trip with some friends recently and one of my friends was cooking breakfast for the whole group. I went over to see what he was cooking and saw he was getting ready to make a big batch of eggs

Well, to my shock and horror, I noticed that he was cracking the eggs open and screening the egg whites into a bowl and throwing out the egg yolks. I asked him why the heck he was throwing out the egg yolks, and he replied something like this...

"because I thought the egg yolks were terrible for you... that's where all the nasty fat and cholesterol is".

And I replied, "you mean that's where all the nutrition is!"

This is a perfect example of how confused most people are about nutrition. In a world full of misinformation, somehow most people now mistakenly think that the egg yolk is the worst part of the egg, when in fact, the YOLK IS THE HEALTHIEST PART OF THE EGG!

By throwing out the yolk and only eating egg whites, you're essentially throwing out the most nutrient dense, antioxidant-rich, vitamin and mineral loaded portion of the egg. The yolks contain so many B-vitamins, trace minerals, vitamin A, folate, choline, lutein, and other powerful nutrients... it's not even worth trying to list them all.

In fact, the egg whites are almost devoid of nutrition compared to the yolks.

Even the protein in egg whites isn't as powerful without the yolks to balance out the amino acid profile and make the protein more bio-available. Not to even mention that the egg yolks from free range chickens are loaded with omega-3 fatty acids.

Yolks contain more than 90% of the calcium, iron, phosphorus, zinc, thiamin, B6, folate, and B12, and panthothenic acid of the egg. In addition, the yolks contain ALL of the fat soluble vitamins A, D, E, and K in the egg, as well as ALL of the essential fatty acids.

And now the common objection I get all the time when I say that the yolks are the most nutritious part of the egg...

"But I heard that whole eggs will skyrocket my cholesterol through the roof"

No, this is FALSE!

First of all, when you eat a food that contains a high amount of dietary cholesterol such as eggs, your body down-regulates it's internal production of cholesterol to balance things out.

On the other hand, if you don't eat enough cholesterol, your body simply produces more since cholesterol has tons of important functions in the body.

And here's where it gets even more interesting...

There are indications that eating whole eggs actually raises your good HDL cholesterol to a higher degree than LDL cholesterol, thereby improving your overall cholesterol ratio and blood chemistry.

And 3rd... High cholesterol is NOT a disease! Heart diseaseis a disease... but high cholesterol is NOT. Cholesterol is actually a VERY important substance in your body and has vitally important functions... It is DEAD WRONG to try to "lower your cholesterol" just because of pharmaceutical companies propaganda that everyone on the planet should be on statin drugs.

You can read the following article about why trying to attack cholesterol is a mistake, and what the REAL deadly risk factors actually are...

Cholesterol Myths In addition, the yolks contain the antioxidant lutein as well as other Antioxidants which can help protect you from inflammation within your body (the REAL culprit in heart disease, not dietary cholesterol!), giving yet another reason why the yolks are actually GOOD for you, and not detrimental.

To help bring even more proof that whole eggs are better for you than egg whites, I recently read a University of Connecticut study that showed that a group of men in the study that ate 3 eggs per day for 12 weeks while on a reduced carb, higher fat diet increased their HDL good cholesterol by 20%, while their LDL bad cholesterol stayed the same during the study. However, the group that ate egg substitutes (egg whites) saw no change in either and did not see the improvement in good cholesterol (remember that higher HDL levels are associated with lower risk of heart disease) that the whole egg eaters did.

So I hope we've established that whole eggs are not some evil food that will wreck your body... Instead whole eggs are FAR superior to egg whites.

Also, your normal supermarket eggs coming from massfactory farming just don't compare nutritionally with organic free range eggs from healthy chickens that are allowed to roam freely and eat a more natural diet. Your typical cheap grocery store eggs will have lower nutrient levels and a higher omega-6 level and lower omega-3 level. On the other hand, the cage-free organic eggs from healthier chickens allowed to eat more natural feed and roam freely will have much higher vitamin and mineral levels and a more balanced healthier omega-3 to omega-6fatty acid ratio.

I recently compared eggs I bought at the grocery store with a batch of eggs I got at a farm stand where the chickens were free roaming and healthy.

Most people don't realize that there's a major difference because they've never bought real eggs from healthy chickens... The eggs from the grocery store had pale yellow yolks and thin weak shells. On the other hand, the healthier free range eggs from the local farm had strong thick shells and deep orange coloured yolks indicating much higher nutrition levels and carotenoids... and just a healthier egg in general.

So next time a health or fitness professional tells you that egg whites are superior, you can quietly ignore their advice knowing that you understand the REAL deal about egg yolks.

And can we all please STOP with this silliness about eating an omelet with 4-5 egg whites and only 1 egg yolk.... If you want real taste and real health benefits, we'd all be better off eating ALL of our eggs with the yolks.

Another interesting thing about eggs...

I read a study recently that compared groups of people that ate egg breakfasts vs groups of people that ate cereal or bagel based breakfasts. The results of the study showed that the egg eaters lost or maintained a healthier bodyweight, while the cereal/bagel eaters gained weight.

It was hypothesized that the egg eaters actually ate less calories during the remainder of the day because their appetite was more satisfied compared to the cereal/bagel eaters who would have been more prone to wild blood sugar swings and food cravings.

Enjoy your eggs and get a leaner body!

Eat the Damn Yolks! Eggs Are Good For You

Despite what you may have heard, eggs do NOT raise your cholesterol. They do NOT cause heart disease.

Tuesday, 21 December 2010

What if the market is projected to be increasing but seems to be going down first?

 
The projected return is supposed to be high. At first it seems to be getting higher but in the middle of the way, it went downwards for a while and is lower than the price at the time of purchase. Towards the end, the price recovers and is actually (as projected) higher than the price at the time of purchase. How do we manipulate this situation?

Option 1: Do a regular savings or auto-debit from your savings account. If you make sure that every scheduled investment is the same every time. You will get the above profit. If this happens in 3 years, average annual return would be 14.67%. But if this happens in a 5 year term, average annual return would be 8.8% a year.

Option 2: This option is almost the same as the above option, except that be purchase the units based on the price. The profit would be higher. If this happens in 3 years, the average annual return would be 19.67%, but if this happens in 5 years, the average annual return would be 11.80%.

Note: Sometimes this can actually happen within a year. Especially in a very aggressive fund. 

Wednesday, 8 December 2010

Smart Unit Trust Investing.

This is an example of the unit trust's price (NAV).
The "V" events in unit trust's graph is common. Why not use it wisely?


If a "V" happens in a graph, this is what happens when autodebit or regular monthly investment of RM1000 is done. Look at the profit. What do you think? This is actually the safest way to invest in unit trusts.


Let us see what happens if we add in a little more value every time the price goes down go back to the initial investment value every time the price goes back up. Is that not a better profit?

Want to see that value in millions? Or lets just put hundred thousands...


However, this may take years to complete. Sometimes a few months. It depends entirely on which funds you put your money into. There are three types: Very aggressive funds, Moderately aggressive funds, balanced funds, non-aggressive funds (bonds or money market which only goes up surely but slowly).



Thursday, 11 November 2010

Dangerous modern food?

Yale Professor Chan CM, in his lecture at Beida Univ about poisonouseels being sold in China and how widely the local eel farms are using hormones which remain in the human body sometimes for 7-8 yrs. 
Prof Chan went on to say that an Environmental Scientist whom he met at Suzhow meeting told him "my relative who owns a bean sprouts farm said that because of the use of hormones, the sprouts normally take 5 days to be ready for sale is now ready in 1 day.  Truckloads are sold to Canton and no one in his village will eat the stuff they farmed. "
據媒體報導,耶魯大學經濟學教授陳志武去年在北大演講時,談到毒黃鱔問題 .
他說,當年七月,他到蘇州參加會議用餐時,一位科學院環境研究所知名學者對他說:“你們知道如今的黃鱔為什麼長得這麼快嗎?就是因為飼養者用了激素,人吃了黃鱔,這些激素在人體內七、八年還要發揮作用。”陳志武說,聽到這話之後,嚇得那些與會學者們沒人再敢吃黃鱔了。
陳志武還說,“ 我有一個親戚是賣豆芽的,他對我說:這些豆芽不能吃,用了激素,本來要五天才能長大的豆芽只要一天就長好了。本村人知道這些,都不去買這種豆芽,都是賣給廣州,一卡車一卡車,一夜之間就到了廣州的菜市場。” 

Hairy Crabs :  Mostly from Jiangsu ..  Each year, the crabs became more affordable due to large harvest.  They are bred using all kinds of toxins : hormones, antibiotics.  From the baby crabs stage, the crabs are fed around 10 types of chemicals.  In Fujian , they are worse, they will feed the female crabs with birth control hormones so that the mother crab will be plumb and ready.
不僅鱔、豆芽,還有廣東、香港人最愛吃的大閘蟹,也是用激素餵養的。江蘇是中國盛大閘蟹之地,有600多個蟹場。
香港廣東的大閘蟹,多是從江蘇運來的。香港《壹週刊》去年十月報導說,香港人喜歡吃大閘蟹,蟹價越來越便宜,幾乎成為市民家常便菜。大閘蟹賣得愈便宜,市民吃得愈凶。大閘蟹怎麼越賣越便宜,是大豐收嗎?
  該刊記者專程到江蘇蟹場採訪,結果發現,那些大閘蟹都是用激素快速養成的。湖裏的大閘蟹一般至少兩年才能長到二兩以上,但江蘇養殖場的大閘蟹,使用激素之後,都是一年蟹,當年下苗,當年養成上市。《壹週刊》的記者把從江蘇蟹場買回來的螃蟹送到香港“標準及檢定中心”化驗發現,蟹肉裏不僅有激素,還有多種對人體有害的抗菌素。
江蘇使用“高科技”養蟹聞名的“大發水產養殖場”徐場長對香港記者說,“ 從蟹苗到上市,至少要十種藥,例如:黴素、土黴素、乙醇、痢特靈、諾氟沙星、恩諾沙星、病毒靈、多西黴素、己雌酚等等。他還謙虛地,他們比較守本份,福建人更毒,在蟹卵時喂避孕藥,這樣母蟹不會變瘦,蟹苗更容易長大著,這位蟹場負責人撈出兩隻大蟹對記者你看看,多凶,不吃藥哪有這麼凶!當記者問這麼做不是害人嗎?這位場長直率地現在的魚類、家禽類, 哪一樣不是藥物長大的!你不這樣做,別人做,你還能做生意嗎?
    24 hours after they are fetched, the crabs arrive HK dinner table, but not before they were fed one last time with antibiotics so that they will stay healthy enroute. 
     If you walk along the small streets in the Crab Farms, you will see many shops selling "Medicine for Crabs"; there are at least 10 different kinds on their "menu".
 香港記者在江蘇蟹場看到,“工人將藥物攙入飼料,站在船上撒飼料,有如天女散花。”江蘇的大閘蟹,多數外銷香港、廣東,而且使用飛機運,當晚撈蟹,次日上午就運到香港、深圳,下午就上市,晚上香港人就吃到嘴了。那位徐場長透露,為了防止運輸途中大閘蟹死亡,他們在捕蟹前再喂一次抗菌素。而24小時後,那些抗菌素就經蟹肉到了港人肚子裏。香港記者,在大發養殖場附近路上,隨處可見蟹藥店。他們進去一家,賣藥人一下子拿出十多包不同種類的藥物,並告訴記者用法:土黴素每百斤飼料攙500顆、痢特靈每百斤飼料攙8兩、乙醇每百斤飼料攙9……
Next Magazine Investigative Journalists took 12 Hairy Crabs for lab test.  11 of them have 土黴素.   6 have 氯黴素  All damaging to blood, and esp bad for pregnant women and foetuses.
壹週刊》記者把從港九、新界、深圳、江蘇四個地方買回的12只大閘蟹,送去化驗,結果發現11個樣本有土黴素,6個樣本有氯黴素。土黴素屬過時抗菌素,因副作用太多,很少使用;而氯黴素屬香港違禁物質,因會壓抑骨髓功能,影響人體產生血球和血小板,導致貧血、抵抗力下降和凝血困難問題。孕婦吃了含有土黴素的毒蟹,胎兒的骨質會變灰、變脆
 香港記者在江蘇瞭解到,蟹場附近的女性,很多因吃了帶毒的大閘蟹而有流產症。在“大發蟹場”附近住的周紅梅說,“我生在水邊,吃水產長大,懷上三個孩子都流產了。後來醫生禁止我吃螃蟹,說裏面的藥物會對我不利,我照做了,才有了這個小寶寶。”
 If they tell you their crabs are fed by organically (versus Chemically Fed), that means they are fed by decomposing carcases of dead cats, dogs, chicken.  The dogs died from first being poisoned, or from diseases.  The owner of the crab farm pulled from under a bed a dead carcass, deskin and dehaired it, waving a piece of the leg proudly pronouncing it as "organic feed"  These dogs came from a private vendor that kills the dogs by poisonous gases.   The dog died from chemical poisoning.
The investigative journalists from HK witnessed such display of "organic feeding" when the farmer tossed the dog carcass into the pond.  They watched 2 crabs feeding on the decaying carcass.

     除了使用激素、抗菌素,江蘇的蟹場還使用死貓、死狗、死家禽等餵養大閘蟹。江蘇新群蟹場被稱為李叔的負責人的床下就放著兩隻未剝皮的死狗,還有一堆死雞鴨。他一星期放一次,蟹特別喜歡吃爛肉!香港記者看到蟹塘中浮著一隻剝了皮的死狗,兩隻大閘蟹爬在狗上進食。水面的狗血紅中帶紫,狗頭牙咧嘴,樣子很恐怖。但那位李叔卻很輕鬆地從他的床下拖出一隻死狗,剝去皮毛,拎著狗腿對記者得意地這是天然飼料,我的蟹營養豐富,從小吃肉,不像別人的蟹從小吃藥!但這些狗都是走私團夥將路上的狗用劇毒化鉀毒死後,拿來出售的,本身就是毒狗。
The Fishery Dept of the govt showed that the most famous YC Lake for Hairy Crabs, at maximum can only produce 13,000 Class 1 Crabs.  HK imported 130K crabs all claiming it's from YC Lake.

養蟹的人說,現在大閘蟹飼料有兩種:素和葷。吃素就是喂激素,以及土黴素、氯黴素,金黴素等抗菌素;吃葷就是往蟹塘裏扔死狗、死豬、死雞、死老鼠、死魚、死蝦,這叫 天然飼料。江蘇陽澄湖出產的大閘蟹最出名,但據水產部門統計,陽澄湖的一級大閘蟹,每年只產一萬三千隻。但去年香港人吃了一千三百萬隻螃蟹(平均每人吃兩隻),可見大部份都是冒牌貨。江蘇淡水研究所工程師唐天德說,現在全中國除西藏外,都說出售正宗陽澄湖大閘蟹,但八成以上是雜種蟹;是毒蟹。
JiangSu natural water engineer Mr Tong, TK said the the whole of China claims that the hairy crabs they sell are from YC Lake.  The only exception being those sold in Tibet , a desert :-P
Turtles, Snakes, all fed by chemicals, as well as birth control hormones.  

      廣東人、香港人還喜歡吃 烏龜,認為大補。但養殖戶用避孕藥替烏龜增肥,本來五、六年才長大的烏龜,現在一兩年就能上市。香港人和廣東人還喜歡吃蛇,但據深圳《晶報》報導,蛇場為了使蛇在短期份量加重,也喂避孕藥。深圳、香港市面出售的蛇,體形肥肥大大的都是食藥蛇
據廣州《南方週末》報導,中國每年生產700噸諾類(一種抗菌素),但其中有一半被蟹場、蛇場、烏龜場、鱔場等養殖業用掉;再加上其他種類的抗菌素,不知總數有多少噸,最後全部轉到了香港人、廣東人,以至各地中國人的肚子裏,不知慢性殺死了多少國人。誰知道這薩斯病是不是這些毒藥經毒動物再轉化到人體後生的呢?專家們不是這種病毒以前只在動物體內產生過嗎。
Toxin fed Crabs, snakes, eels, turtles, all fed for revenue, not forgetting fake milk powder, Fish from fish farms, bean sprouts, fake soya sauce, fake seaweeds, fake eggs ........  Color-enriched tomatoes, melon seeds, grapes...... all massive exploits to milk cash.  Why is all that happening in China ? 
First: Lack of govt control.  To be fair, even if the govt wish to do it, they cannot keep up with the sudden market demand as consumers as the surging middle class have a lot more cash nowadays. 
2nd : Greed.  
3rd and most fundamental reason : This has led to the current problem of the maximization of profit at the cost of morality.
4th: The lack of Family Values (as kids growing up, the only family value bred them is how to make money).  The daily mantra is "Study hard to ultimately get rich." 
The adults feel that they have to make up for "lost" time when they were deprived under the Totalitarian regime when the govt kept what they harvested.  While their bank accounts swell, they are morally bankrupt. 
這些毒螃蟹、毒蛇、毒黃鱔、毒烏龜等,只是當今中國摻毒食品的巨大冰山一角。在中國人突然有了發財致富的機會、卻又處於一個無法無天的  道德真空 (既無宗教信仰,傳統倫理也全部淪喪)狀態下,那種不顧一切賺錢的欲念,可以誘發出人性中最冷漠、最惡毒、最瘋狂的部份。像往番茄、葡萄等水果上撒藥、塗色以增加鮮亮等,都根本不足一提了。在這種情況下,中國的食品檢驗制度又遠遠不完善,同時人為的漏洞比大閘蟹還多。例如香港記者曾在江蘇蟹場問那位徐場長,國家有沒有禁止或者化驗標準?徐場長毫不忌諱地說,笑話,你不瞭解國情吧!放藥多少上市測試也沒個准,他高興就放行,不高興,再乾淨也沒用!
 當年第一個吃螃蟹的人,被稱為最勇敢的人。但今天,敢吃中國大閘蟹的人,還是世界上最勇敢的人

WATERMELON IS DANGEROUS?

We all love watermelons right? It is a must as dessert at weddings and birthdays, or at the 5-star hotel buffets. But do you realize that WATERMELON IS DANGEROUS?

This is because the watermelon planters put Furadan, a powerful
insecticide (a poison), into the soil before planting the watermelon to kill and keep away insects, especially ants.
 
Experts confirm that Furadan is active for one whole year(12 months), and is most powerful and effective during the first 90 days.
 

The problem is this: The watermelons mature and are picked after 55 days, when
 Furadan is still powerful, and a lot of it is INSIDE THE WATERMELONS!
 

Meaning the watermelon is filled with poison!
 Furadan especially DAMAGES THE KIDNEYS the organs which have to filter pollution from the blood!

From now on I will stick to the bananas and papayas, for the sake of my poor
 kidneys, thank you!

DON'T THROW YOUR ATM RECEIPT AWAY - Urgent!

Since all of us have ATM card(s), I would like to share this important news. My friend saw a man at Novena MRT ATM trying to get all the receipts out of the ATM bin. 
Please read the following message from a friend of mine, it's true. Please be careful, it’s not a joke....

Be careful when u draw cash from ATM with receipt complete with your account number.

Please never throw the ATM receipt in the public bin even if u used to tear it into small pieces before throwing it away.

Today, just got a call from my sister that she had lost all her cash from her account. She threw the receipt into the bin provided at ATM recently.

Luckily, she only has $633/= in her account.

Not much of suspicious when she was left with $11/= because she thought it was her petrol GIRO payment, however, that’s not true.. She only got to know it when the petrol company, Mobil cut-off the petrol card's transaction when she realized something is wrong.

After checking with the bank, she was told that now there is this syndicate who will pick up the ATM receipt & with their IT expert, they are able to draw out your money.

The bank will not be able to trace where these people had drawn the money & how they do it, don't ask me, even the bank can't answer it.

They can only advise you to report the case to the police for investigation. My sister is the third victim in this month


DON'T THROW YOUR ATM RECEIPT AWAY!
     SEND THIS TO All YOU KNOWS....