Followers
Monday, 31 December 2012
Sunday, 30 December 2012
Sunday, 23 December 2012
SERIOUS!!! Don't be a VICTIM!
This is going to be long and take some of your time but reading this thread is much easier than creating it. So I hope you can spare this little time to finish reading it. Please caution your family members and friends before they become victims.
I hope you will read to the end for your own benefits and protection. I will come back regularly to update it but I hope some of you can help by contributing. Date of last update will be stated in my topic title.
I have even seen a family of parents and their children getting involved together in a scam. Such that you will not feel suspiscious until you could not recover your money back and realise it too late.
Please note that my message here is NOT meant to support or go against MLM or direct-selling business.
Personally, I have a few friends who used to tell me that they will never be cheated because they are not greedy, they don't believe in MLM or network marketing or they have no money. Yet they lost their money because they have been greedy or because they trusted their friends wrongly. In most cases, those who introduced their friends to get involved into such businesses or investments or got their friends into losing monies will never admit they did it intentionally but claim innocent. They will give the excuses that they are victims too.
These information are meant for you to know and warn your family members and loved ones before they become victims.
"People got victimised by scams because they don't know about it and they don't know about it because those who knew about it did not share it"
Here are some hot scams(new scams no.21 down below) in Malaysia, briefly, (I will elaborate more if you contribute):
1) The Cafe Scams - Island Red Cafe & Stevens Corner(strange, both in Pandan Indah) - Island Red Cafe collects members RM6,000 each and promised 5% return every month and even give you a name in the ROC as a shareholder but what's the point when they run away ? Stevens Corner, the famous indian coffee shop follows due to drop of business since their renovation. They collect RM3,000 per member and promise return of RM150 monthly and plans to open nice fanchisee cafe called StevensTeaGarden. Someone mentioned they will make you sign an agreement that give them the rights NOT to pay you anything in future. If you really wish to join, ask for a copy of their agreement and consult your lawyer BEFORE paying them. Bet you will NOT get a copy. Both collect monies from new members with MLM recruitment schemes and pay the old members like Sunshine Empire. You never know when they will run away.
2) Sunshine Empire - This licensed and legal Company has an impressive office at the ground level of KUB building along Jalan Yap Kwan Seng, near Menara Public Bank and AmBank Building. They also have a showroom office at the ground level in the next building. 2 or 3 months ago, Singapore's Straits Times and The Paper published big news reminding their people to be careful and NOT to believe in them. Hope someone can put up the link or google for it.(As expected, they STOPPED paying back members now and all investors LOST their money).
Someone below has put a link to the Singapore news. In fact there are more to it. Although Singapore is investigating them, they did not stop their business as the business is legal and so far, no Singaporean have failed to receive their commissions as promised. Thus, the government cannot stop them yet.
The news published that the founder, director and group president is someone named James Phang but he is NOT the owner. Isn't this quite strange ? At the end of the game, James Phang can just disappear from the Company easily and claimed that he was just "employed". Such trick always happened in scam businesses.
Now, the Company has STOPPED paying commissions and interests to members with the excuse that the Singapore government has freezed their bank account while under investigation. Do you think their boss will be so stupid to keep much monies in the bank to be freezed ? They are all transfered away. It's just an excuses not to pay back to members and members are only paid "e-bonus-points" which is cashless. If they wish to convert to cash, they have to recruit new members to pay them cash and the recruiter less out trom the amount. So victims act like Vampires and "forced" to victimise other victims if they wish to get their monies back. And their victims will later transform to vampires and the scam carries on.....
3) MOBILWALLET - This Company owned by 2 young men, Stanley & Rey Gan, office in Queens Avenue Park has collect multi-millions the last 2 years. Claimed that they tied up with Telekoms, Utility Board payment like Water & Electricity bills, even Maybank got fooled by them. Advertisement Billboards everywhere. They STOPPED paying back their members few months ago and the members cannot do anything because they are made to sign an agreement unaware that they have to claims if the company stopped paying them by CHANGING terms and policies.
4) Water businesses - Oxygenated and alkaline water products - Some of these are bottled water and some are filters or equipment that claimed the trick. One of the better known Company that sold "oxygen" water is SITO(supposed to stand for Selangor International Trading Organiszation and claimed Selangor State Government owned some share in it). The key person and founder is a Dato Robert Ong from Rawang but his name is no longer in the business now. Their products are sold for RM2 to RM3 for a 350ml bottle and now concentrating mostly in the Indian market. Their Chinese and Malays market are long gone since a year or 2 ago. Their customers are made to believe that their water has more oxygen and able to give miraculous effects for the body. Water is H2O, how to put more O into it ? Anyone knows how much oxygen do we breathe into our body everyday at FOC ? Latest news is that this SITO Company is going to create new label to market under a new Company since the SITO name has already gone bad. Someone informed that this Company is owing alot of money(due to refunds) to ex-stockists but just refuse to pay them.
(Latest news, SITO shifted to another place and their MLM business has closed but planning to start again with a different name, beware !!)
Alkaline Products - Can anyone explain how it can work for the body ? The stomach's gastric liquid is so acidic that water of any pH that goes through it will not make any difference.
5) Car Fuel Booster - K-Link, the famous scam MLM Company that sold the footpatch TAKARA, later the "cock-ring" and energy-card launched the patrol-saving pills last year. Got so hot that even grocery shops are selling for them. Recently many of these cars that used the pills are rushing to the workshops to clean the residual. Few months ago, another MLM Company launched a fuel booster gadget, claimed that saves up to 20% fuel, that is attached to the cigarette lighter. Started off well using binary plan but businese begin to fade now and most users find it NOT effective.
6) Perfumery Products(eg. Lampe Berger & Bel Air)(more details later). Lampe Berger is not so hot now in the neighbouring countries but there are still new victims every month in Malaysia. Must thanks to those who have contributed and kept the thread alive here in Kopitiam. Bel-Air have closed in Malaysia. LB is almost zero in Singapore. This perfumery product from France with over 100 years history are just bottles and fragrances(check the factory's website) but the Company marketing them in Asia claimed "aromatheraphy" products. Hong Kong TVB aired a program that exposed their scam but their members claimed that HK's TVB already apologised to them(no evidence, of course). Note that the biggest strenght in a MLM Scam is their members will go all the way to lie in order to defend for their Company. The reason is simple; these members fear that they will not be able to make their money back if the Company collapsed. Knowing that the Lampe Berger products are moving slow, they add a line of skincare products named Estebel, also claime to have over 100 years history in France.(Hardly anymore Chinese newcomers, they are now tapping the Malays in Malaysia). Mostly only Bumis active members now but their top earner Steven Yeam have already left and started a new MLM Company(see No. 21 below).
http://www.lampebergertruth.blogspot.com/
7) Energy Products(eg. stone pendants, bracelets, mattress and pillows). They use all sorts of gimmicks and demonstration to make you into believing them. They will do some tricks and demo to prove that these products really produce energy BUT is there any tricks in their demo ? So what if there really produce energy; is it good or strong enough to help the body ? Are those simple products made of some simple materials worth RM300 to up to RM3000 each ? The effect is actually PLACEBO which I will elaborate in a new thread soon.(more details later)
8) Hi-Tech products(names like bio-tech, nano-tech that claimed millions of dollars of research involved, eg Bio-Young and XKL few years ago). Most of these will claimed a professor behind them(even with name and picture of a person) or used words like "U.S.A. formula", "German Technology" or "Nanotechnology" but with no further details. If you ask for more details like the professor or factory's address, the answer will be "trade secrets".
9) Investment Schemes - SWISSCASH is the King of all. Swisscash is nearly over now but there are many similar and smaller ones that are still on.(Now, it's closed or stopped paying back members)
10) GoldQuest - This Company that claimed to be HK-based started with some non-value gold-plated coins that are sold for over RM2,000 have several names and changed products several times. QuestVacation, QuestNet, etc. They have several offices in Amcorp Mall, PJ and their key person(in fact, the owner), a Malaysian Indian was arrested last year in Indonesia for having involved in a very big Phillipines scam. Most of their overseas offices are closed or inactive but their Malaysia business is still hot, with some "energy" products.(Can someone please provide a link which showed the news that their boss was involved in a big scam in Philippines and was arrested last year ?)
11) Numerology & Fortune telling - A Company named Visiber is using MLM to sell fortune telling classes using your birthday based on Numerology fortune telling. Prpspects will be told that they need to buy a certain "number" between 1 to 9 in the form of pendants or bracelets made of silver with stainless steel or platinum plated, and sold from RM600 to RM20,000. Customers, or rather victims are mostly females from rural areas. Very hot in Penang now and a number of spin-off Companies have started.
12) MJ-Life - This Company boost of a very big background with many many years of history which is NOT true. Their people or associates may be long in business but nothing to do with their MLM launched recently. Why do I consider it a scam or bad ? New members are told to pay a sum of money(up to RM1000) and you get NOTHING for it. You only get a membership can entitle you to enjoy all sorts of special price and discounts when you have medical check-ups in their centres. They will claim all those check-ups cost more if done elsewhere. It's not true. Only the naive and those new to medical check-ups will fall victims to them. Most members who paid the money ended up with nothing.
13) Seaweed Venture Scams - 1 such Company is located in Taman Maluri, Cheras. They will ask you to invest a few thousands ringgits for their venture of growing seaweeds in East Malaysia and you are guaranteed returns. To gain your confidence further, they will tell you your investment money is secured by "insurance" or "unit trusts" & "trustees". When you ask for further documents to prove, they will give all sorts of excuses or just ignore you because they know they cannot get you. These Seaweed scam is one of the hottest now, warn all your friends about it before they are victimised.
14) MXM(previously MGM) - This is a master scam owned by a Dato Kam(Pathlab) tapping the younger group, very successful 2 or 3 years ago but since they moved to their big 10-storey office at Phileo Damansara and changed name to MXM, their business dropped. They collect members RM3,000 to RM4,000 with credit card monthly easy payment and in return you get a hospital benefits insurance from Pacific Insurance worth only a few hundred RMs together with some you-don't-need medical check-ups from their associate Company Pathlab. Also talk about fitness, lifestyles bullshit that is all worthless.
15) Gano Excel/I-Touch Life/GEW2u - This company from the north, a copycat of DXN selling Lingzhi capsules created a new Company called Gano iTouch to cash-in on the internet like e-Cosway after their Company went down the drain since the last 2 years, selling Linzhi and some no-value energy pendants and alkaline water gadgets. They provide free transport every weekend from KL to visit their Alor Star office. It did not work well and recently in mid-2009 changed name to GEW.
16) NuLife(HK) - This Company started by some HK people has been in Malaysia for more than 10 years but they have flopped in HK and Malaysia due to bad management and a product scam making use of a prosecuted American named Dr Jeffrey Bland, found guilty of false products claim. Since this case in the US leaked out and many Malaysians found out that the real boss in HK is a Steven Tang(he cheated many Malaysians in another scheme about 20 years ago) their business went down all the way. Now they claim Malaysian partners cheated them and start a new Company in Malaysia. Watch out, this new Company will come out with some investment scheme idea that will get many to lose their money.
17) Arowana Fish Breeding, Oora from Germany, Biofuel(Kompleks Maluri) etc - These are some newer scams. Arowana fish venture ask you to invest some money and give you fixed return. Biofuel will tell you their Indonesia connections(just like Sunshine Empire before using Taiwan) & Oora from Germany(I never trust those cruel Germans) that market some bio-chips and a gadget that claims to give energy and therapeutic effects of accupunture, tai-chi, yoga, etc depending how you set the toy-like gadget, wear it on your body and you get the effect later. They could not explain or provide any demonstration to prove their effectiveness. Only doctors and papers claim that I will never trust. The health effect is actually PLACEBO, which I will elaborate in a different thread.
18) Easy-Pharmax !! - How could I missed this out earlier. I thought I mentioned this until I got e-mails asking me about it. This is easily in the TOP 3 during the last 2 years. Owned by a Dato Yeap(another Dato !!) Members are tricked to invest up to RM40,000 with the false promise that the Company will use e-commerce and online selling to dispose their goods and recover their monies. It won't happen, of course.
19) Gold Investment Scheme - This is an old trick but back again by several Companies promising a GURANTEE FIXED RETURN income like many other schemes. Try to ask for a copy of their fixed return agreement and consult your lawyer. Common sense tell you any business that promises a fixed return to UNLIMITED numbers of investors, higher than bank interests must be a scam.
20) Score-A or Skor-A: This Company sells you an online program of past Malaysian examinations papers for primary and secondary school students for self-testing for up to a few hundred RMs per membership. It actually cost them nothing. Members are told to invest in a few units, again using MLM with the promise of getting rich. The same program can be purchased from Utusan for just a fraction of their price and you can get better programs.
21) NEW SCAMS :
a) GRI(Global Royal International) - The boss behind this scheme is multi-billionaire James Pang(the big scammer waiting for trial in Singapore because of Sunshine Empire). Before Sunshine Empire, he operated NOP and SwissCash. This time, he is using a lot of representatives and MLM leaders since his passport is held by Singapore government and he cannot come to Malaysia. I am told that anyone who is bold enough to call himself a MLM leader in Malaysia can visit his rep in Malaysia or Singapre and they will be given at least RM5,000 as some expenses subdsidy if you are willing to market for them.
b) One Community Worldwide - Tapping a mostly Bumi market and owned by Steven Yeam(SYN) and Willie Lim of Lampe Berger previously(the Chinese no longer trust them). They are selling a negative ion mattress for RM25,000 !! The same modal, I have seen before for RM2000 from Korea. If you cannot afford RM25K ??? You can buy therapy package for RM300. Don't believe in such product ? You can go for some chlorostrum(virgin cow's milk from nowhere)
c) English-Learning Program Online - ESL(an online English learning program) You are asked to pay RM100 for one or 2 years usage of online learning. Started by a Malaysian Indian man by the name of Dr. Edward, this program has changed names at least 2 or 3 times since the last one year due to poor response and a lot of "technical problems". I consider it a scam because you are paying money for nothing tangible to direct-selling company through MLM and their program has been very "unstable" as my source put it.
Lastly but not least, thank you for reading to the end and I hope you can come back for more details and updates or help to contribute for me to update. I hope to receive information of any scams so that I can share them here to protect others. Although most of those above-mentioned are marketed through direct-selling or MLM schemes, I will soon add non-MLM scams. Please contribute.
If you wish to send me any new information confidentially, you may email them to me at:
stopscams007@yahoo.com; or
stopscams007@gmail.com
Good Luck.
PS. Please pass this link to your friends if you find it helpful and thank you to those who contributed or e-mailed me with informations.
This post has been edited by se7en: May 6 2010, 08:04 PM
http://forum.lowyat.net/topic/615194
I hope you will read to the end for your own benefits and protection. I will come back regularly to update it but I hope some of you can help by contributing. Date of last update will be stated in my topic title.
I have even seen a family of parents and their children getting involved together in a scam. Such that you will not feel suspiscious until you could not recover your money back and realise it too late.
Please note that my message here is NOT meant to support or go against MLM or direct-selling business.
Personally, I have a few friends who used to tell me that they will never be cheated because they are not greedy, they don't believe in MLM or network marketing or they have no money. Yet they lost their money because they have been greedy or because they trusted their friends wrongly. In most cases, those who introduced their friends to get involved into such businesses or investments or got their friends into losing monies will never admit they did it intentionally but claim innocent. They will give the excuses that they are victims too.
These information are meant for you to know and warn your family members and loved ones before they become victims.
"People got victimised by scams because they don't know about it and they don't know about it because those who knew about it did not share it"
Here are some hot scams(new scams no.21 down below) in Malaysia, briefly, (I will elaborate more if you contribute):
1) The Cafe Scams - Island Red Cafe & Stevens Corner(strange, both in Pandan Indah) - Island Red Cafe collects members RM6,000 each and promised 5% return every month and even give you a name in the ROC as a shareholder but what's the point when they run away ? Stevens Corner, the famous indian coffee shop follows due to drop of business since their renovation. They collect RM3,000 per member and promise return of RM150 monthly and plans to open nice fanchisee cafe called StevensTeaGarden. Someone mentioned they will make you sign an agreement that give them the rights NOT to pay you anything in future. If you really wish to join, ask for a copy of their agreement and consult your lawyer BEFORE paying them. Bet you will NOT get a copy. Both collect monies from new members with MLM recruitment schemes and pay the old members like Sunshine Empire. You never know when they will run away.
2) Sunshine Empire - This licensed and legal Company has an impressive office at the ground level of KUB building along Jalan Yap Kwan Seng, near Menara Public Bank and AmBank Building. They also have a showroom office at the ground level in the next building. 2 or 3 months ago, Singapore's Straits Times and The Paper published big news reminding their people to be careful and NOT to believe in them. Hope someone can put up the link or google for it.(As expected, they STOPPED paying back members now and all investors LOST their money).
Someone below has put a link to the Singapore news. In fact there are more to it. Although Singapore is investigating them, they did not stop their business as the business is legal and so far, no Singaporean have failed to receive their commissions as promised. Thus, the government cannot stop them yet.
The news published that the founder, director and group president is someone named James Phang but he is NOT the owner. Isn't this quite strange ? At the end of the game, James Phang can just disappear from the Company easily and claimed that he was just "employed". Such trick always happened in scam businesses.
Now, the Company has STOPPED paying commissions and interests to members with the excuse that the Singapore government has freezed their bank account while under investigation. Do you think their boss will be so stupid to keep much monies in the bank to be freezed ? They are all transfered away. It's just an excuses not to pay back to members and members are only paid "e-bonus-points" which is cashless. If they wish to convert to cash, they have to recruit new members to pay them cash and the recruiter less out trom the amount. So victims act like Vampires and "forced" to victimise other victims if they wish to get their monies back. And their victims will later transform to vampires and the scam carries on.....
3) MOBILWALLET - This Company owned by 2 young men, Stanley & Rey Gan, office in Queens Avenue Park has collect multi-millions the last 2 years. Claimed that they tied up with Telekoms, Utility Board payment like Water & Electricity bills, even Maybank got fooled by them. Advertisement Billboards everywhere. They STOPPED paying back their members few months ago and the members cannot do anything because they are made to sign an agreement unaware that they have to claims if the company stopped paying them by CHANGING terms and policies.
4) Water businesses - Oxygenated and alkaline water products - Some of these are bottled water and some are filters or equipment that claimed the trick. One of the better known Company that sold "oxygen" water is SITO(supposed to stand for Selangor International Trading Organiszation and claimed Selangor State Government owned some share in it). The key person and founder is a Dato Robert Ong from Rawang but his name is no longer in the business now. Their products are sold for RM2 to RM3 for a 350ml bottle and now concentrating mostly in the Indian market. Their Chinese and Malays market are long gone since a year or 2 ago. Their customers are made to believe that their water has more oxygen and able to give miraculous effects for the body. Water is H2O, how to put more O into it ? Anyone knows how much oxygen do we breathe into our body everyday at FOC ? Latest news is that this SITO Company is going to create new label to market under a new Company since the SITO name has already gone bad. Someone informed that this Company is owing alot of money(due to refunds) to ex-stockists but just refuse to pay them.
(Latest news, SITO shifted to another place and their MLM business has closed but planning to start again with a different name, beware !!)
Alkaline Products - Can anyone explain how it can work for the body ? The stomach's gastric liquid is so acidic that water of any pH that goes through it will not make any difference.
5) Car Fuel Booster - K-Link, the famous scam MLM Company that sold the footpatch TAKARA, later the "cock-ring" and energy-card launched the patrol-saving pills last year. Got so hot that even grocery shops are selling for them. Recently many of these cars that used the pills are rushing to the workshops to clean the residual. Few months ago, another MLM Company launched a fuel booster gadget, claimed that saves up to 20% fuel, that is attached to the cigarette lighter. Started off well using binary plan but businese begin to fade now and most users find it NOT effective.
6) Perfumery Products(eg. Lampe Berger & Bel Air)(more details later). Lampe Berger is not so hot now in the neighbouring countries but there are still new victims every month in Malaysia. Must thanks to those who have contributed and kept the thread alive here in Kopitiam. Bel-Air have closed in Malaysia. LB is almost zero in Singapore. This perfumery product from France with over 100 years history are just bottles and fragrances(check the factory's website) but the Company marketing them in Asia claimed "aromatheraphy" products. Hong Kong TVB aired a program that exposed their scam but their members claimed that HK's TVB already apologised to them(no evidence, of course). Note that the biggest strenght in a MLM Scam is their members will go all the way to lie in order to defend for their Company. The reason is simple; these members fear that they will not be able to make their money back if the Company collapsed. Knowing that the Lampe Berger products are moving slow, they add a line of skincare products named Estebel, also claime to have over 100 years history in France.(Hardly anymore Chinese newcomers, they are now tapping the Malays in Malaysia). Mostly only Bumis active members now but their top earner Steven Yeam have already left and started a new MLM Company(see No. 21 below).
http://www.lampebergertruth.blogspot.com/
7) Energy Products(eg. stone pendants, bracelets, mattress and pillows). They use all sorts of gimmicks and demonstration to make you into believing them. They will do some tricks and demo to prove that these products really produce energy BUT is there any tricks in their demo ? So what if there really produce energy; is it good or strong enough to help the body ? Are those simple products made of some simple materials worth RM300 to up to RM3000 each ? The effect is actually PLACEBO which I will elaborate in a new thread soon.(more details later)
8) Hi-Tech products(names like bio-tech, nano-tech that claimed millions of dollars of research involved, eg Bio-Young and XKL few years ago). Most of these will claimed a professor behind them(even with name and picture of a person) or used words like "U.S.A. formula", "German Technology" or "Nanotechnology" but with no further details. If you ask for more details like the professor or factory's address, the answer will be "trade secrets".
9) Investment Schemes - SWISSCASH is the King of all. Swisscash is nearly over now but there are many similar and smaller ones that are still on.(Now, it's closed or stopped paying back members)
10) GoldQuest - This Company that claimed to be HK-based started with some non-value gold-plated coins that are sold for over RM2,000 have several names and changed products several times. QuestVacation, QuestNet, etc. They have several offices in Amcorp Mall, PJ and their key person(in fact, the owner), a Malaysian Indian was arrested last year in Indonesia for having involved in a very big Phillipines scam. Most of their overseas offices are closed or inactive but their Malaysia business is still hot, with some "energy" products.(Can someone please provide a link which showed the news that their boss was involved in a big scam in Philippines and was arrested last year ?)
11) Numerology & Fortune telling - A Company named Visiber is using MLM to sell fortune telling classes using your birthday based on Numerology fortune telling. Prpspects will be told that they need to buy a certain "number" between 1 to 9 in the form of pendants or bracelets made of silver with stainless steel or platinum plated, and sold from RM600 to RM20,000. Customers, or rather victims are mostly females from rural areas. Very hot in Penang now and a number of spin-off Companies have started.
12) MJ-Life - This Company boost of a very big background with many many years of history which is NOT true. Their people or associates may be long in business but nothing to do with their MLM launched recently. Why do I consider it a scam or bad ? New members are told to pay a sum of money(up to RM1000) and you get NOTHING for it. You only get a membership can entitle you to enjoy all sorts of special price and discounts when you have medical check-ups in their centres. They will claim all those check-ups cost more if done elsewhere. It's not true. Only the naive and those new to medical check-ups will fall victims to them. Most members who paid the money ended up with nothing.
13) Seaweed Venture Scams - 1 such Company is located in Taman Maluri, Cheras. They will ask you to invest a few thousands ringgits for their venture of growing seaweeds in East Malaysia and you are guaranteed returns. To gain your confidence further, they will tell you your investment money is secured by "insurance" or "unit trusts" & "trustees". When you ask for further documents to prove, they will give all sorts of excuses or just ignore you because they know they cannot get you. These Seaweed scam is one of the hottest now, warn all your friends about it before they are victimised.
14) MXM(previously MGM) - This is a master scam owned by a Dato Kam(Pathlab) tapping the younger group, very successful 2 or 3 years ago but since they moved to their big 10-storey office at Phileo Damansara and changed name to MXM, their business dropped. They collect members RM3,000 to RM4,000 with credit card monthly easy payment and in return you get a hospital benefits insurance from Pacific Insurance worth only a few hundred RMs together with some you-don't-need medical check-ups from their associate Company Pathlab. Also talk about fitness, lifestyles bullshit that is all worthless.
15) Gano Excel/I-Touch Life/GEW2u - This company from the north, a copycat of DXN selling Lingzhi capsules created a new Company called Gano iTouch to cash-in on the internet like e-Cosway after their Company went down the drain since the last 2 years, selling Linzhi and some no-value energy pendants and alkaline water gadgets. They provide free transport every weekend from KL to visit their Alor Star office. It did not work well and recently in mid-2009 changed name to GEW.
16) NuLife(HK) - This Company started by some HK people has been in Malaysia for more than 10 years but they have flopped in HK and Malaysia due to bad management and a product scam making use of a prosecuted American named Dr Jeffrey Bland, found guilty of false products claim. Since this case in the US leaked out and many Malaysians found out that the real boss in HK is a Steven Tang(he cheated many Malaysians in another scheme about 20 years ago) their business went down all the way. Now they claim Malaysian partners cheated them and start a new Company in Malaysia. Watch out, this new Company will come out with some investment scheme idea that will get many to lose their money.
17) Arowana Fish Breeding, Oora from Germany, Biofuel(Kompleks Maluri) etc - These are some newer scams. Arowana fish venture ask you to invest some money and give you fixed return. Biofuel will tell you their Indonesia connections(just like Sunshine Empire before using Taiwan) & Oora from Germany(I never trust those cruel Germans) that market some bio-chips and a gadget that claims to give energy and therapeutic effects of accupunture, tai-chi, yoga, etc depending how you set the toy-like gadget, wear it on your body and you get the effect later. They could not explain or provide any demonstration to prove their effectiveness. Only doctors and papers claim that I will never trust. The health effect is actually PLACEBO, which I will elaborate in a different thread.
18) Easy-Pharmax !! - How could I missed this out earlier. I thought I mentioned this until I got e-mails asking me about it. This is easily in the TOP 3 during the last 2 years. Owned by a Dato Yeap(another Dato !!) Members are tricked to invest up to RM40,000 with the false promise that the Company will use e-commerce and online selling to dispose their goods and recover their monies. It won't happen, of course.
19) Gold Investment Scheme - This is an old trick but back again by several Companies promising a GURANTEE FIXED RETURN income like many other schemes. Try to ask for a copy of their fixed return agreement and consult your lawyer. Common sense tell you any business that promises a fixed return to UNLIMITED numbers of investors, higher than bank interests must be a scam.
20) Score-A or Skor-A: This Company sells you an online program of past Malaysian examinations papers for primary and secondary school students for self-testing for up to a few hundred RMs per membership. It actually cost them nothing. Members are told to invest in a few units, again using MLM with the promise of getting rich. The same program can be purchased from Utusan for just a fraction of their price and you can get better programs.
21) NEW SCAMS :
a) GRI(Global Royal International) - The boss behind this scheme is multi-billionaire James Pang(the big scammer waiting for trial in Singapore because of Sunshine Empire). Before Sunshine Empire, he operated NOP and SwissCash. This time, he is using a lot of representatives and MLM leaders since his passport is held by Singapore government and he cannot come to Malaysia. I am told that anyone who is bold enough to call himself a MLM leader in Malaysia can visit his rep in Malaysia or Singapre and they will be given at least RM5,000 as some expenses subdsidy if you are willing to market for them.
b) One Community Worldwide - Tapping a mostly Bumi market and owned by Steven Yeam(SYN) and Willie Lim of Lampe Berger previously(the Chinese no longer trust them). They are selling a negative ion mattress for RM25,000 !! The same modal, I have seen before for RM2000 from Korea. If you cannot afford RM25K ??? You can buy therapy package for RM300. Don't believe in such product ? You can go for some chlorostrum(virgin cow's milk from nowhere)
c) English-Learning Program Online - ESL(an online English learning program) You are asked to pay RM100 for one or 2 years usage of online learning. Started by a Malaysian Indian man by the name of Dr. Edward, this program has changed names at least 2 or 3 times since the last one year due to poor response and a lot of "technical problems". I consider it a scam because you are paying money for nothing tangible to direct-selling company through MLM and their program has been very "unstable" as my source put it.
Lastly but not least, thank you for reading to the end and I hope you can come back for more details and updates or help to contribute for me to update. I hope to receive information of any scams so that I can share them here to protect others. Although most of those above-mentioned are marketed through direct-selling or MLM schemes, I will soon add non-MLM scams. Please contribute.
If you wish to send me any new information confidentially, you may email them to me at:
stopscams007@yahoo.com; or
stopscams007@gmail.com
Good Luck.
PS. Please pass this link to your friends if you find it helpful and thank you to those who contributed or e-mailed me with informations.
This post has been edited by se7en: May 6 2010, 08:04 PM
http://forum.lowyat.net/topic/615194
Sangkakala
✐ Selepas Malaikat Israfil meniup sangkakala (bentuknya seperti tanduk besar) yang memekakkan telinga, seluruh makhluk mati kecuali Izrail & beberapa malaikat yang lain. Selepas itu, Izrail pun mencabut nyawa malaikat yang tinggal dan akhirnya nyawanya sendiri.
✐ Selepas semua makhluk mati, Tuhan pun berfirman mafhumnya "Kepunyaan siapakah kerajaan hari ini?" Tiada siapa yang menjawab. Lalu Dia sendiri menjawab dengan keagunganNya "Kepunyaan Allah Yang Maha Esa lagi Maha Perkasa." Ini menunjukkan kebesaran & keagunganNya sebagai Tuhan yg Maha Kuasa lagi Maha Kekal Hidup, tidak mati.
✐ Selepas 40 tahun, Malaikat Israfil a.s. dihidupkan, seterusnya meniup sangkakala untuk kali ke-2, lantas seluruh makhluk hidup semula di atas bumi putih, berupa padang Mahsyar (umpama padang Arafah) yang rata tidak berbukit atau bulat seperti bumi.
✐ Sekelian manusia hidup melalui benih anak Adam yg disebut "Ajbuz Zanbi" yang berada di hujung tulang belakang mereka. Hiduplah manusia umpama anak pokok yang kembang membesar dari biji benih.
✐ Semua manusia dan jin dibangkitkan dalam keadaan telanjang dan hina. Mereka tidak rasa malu kerana pada ketika itu hati mereka sangat takut dan bimbang tentang nasib & masa depan yang akan mereka hadapi kelak.
✐ Lalu datanglah api yang berterbangan dengan bunyi seperti guruh yang menghalau manusia, jin dan binatang ke tempat perhimpunan besar. Bergeraklah mereka menggunakan tunggangan (bagi yang banyak amal), berjalan kaki (bagi yang kurang amalan) dan berjalan dengan muka (bagi yang banyak dosa). Ketika itu, ibu akan lupakan anak, suami akan lupakan isteri, setiap manusia sibuk memikirkan nasib mereka.
✐ Setelah semua makhluk dikumpulkan, matahari dan bulan dihapuskan cahayanya, lalu mereka tinggal dalam kegelapan tanpa cahaya. Berlakulah huru-hara yang amat dahsyat.
✐ Tiba-tiba langit yang tebal pecah dengan bunyi yang dahsyat, lalu turunlah malaikat sambil bertasbih kepada Allah SWT. Seluruh makhluk terkejut melihat saiz malaikat yang besar dan suaranya yang menakutkan.
✐ Kemudian matahari muncul semula dengan kepanasan yang berganda. Hingga dirasakan seakan-akan matahari berada sejengkal dari atas kepala mereka. Ulama berkata jika matahari naik di bumi seperti keadaannya naik dihari Kiamat nescaya seluruh bumi terbakar, bukit-bukau hancur dan sungai menjadi kering. Lalu mereka rasai kepanasan dan bermandikan peluh sehingga peluh mereka menjadi lautan. Timbul atau tenggelam mereka bergantung pada amalan masing-masing. Keadaan mereka berlanjutan sehingga 1000 tahun.
✐ Terdapat satu telaga kepunyaan Nabi Muhammad SAW bernama Al-Kausar yang mengandungi air yang hanya dapat diminum oleh orang mukmin sahaja. Orang bukan mukmin akan dihalau oleh malaikat yang menjaganya. Jika diminum airnya tidak akan haus selama-lamanya. Kolam ini berbentuk segi empat tepat sebesar satu bulan perjalanan. Bau air kolam ini lebih harum dari kasturi, warnanya lebih putih dari susu dan rasanya lebih sejuk dari embun. Ia mempunyai saluran yang mengalir dari syurga.
✐ Semua makhluk berada bawah cahaya matahari yang terik kecuali 7 golongan yang mendapat teduhan dari Arasy. Mereka ialah:
ⅰ- Pemimpin yang adil.
ⅱ- Orang muda yang taat kepada perintah Allah.
ⅲ- Lelaki yang terikat hatinya dengan masjid.
ⅳ- Dua orang yang bertemu kerana Allah dan berpisah kerana Allah.
ⅴ- Lelaki yang diajak oleh wanita berzina, tetapi dia menolak dengan berkata "Aku takut pada Allah".
ⅵ- Lelaki yg bersedekah dengan bersembunyi (tidak diketahui orang ramai).
ⅶ- Lelaki yang suka bersendirian mengingati Allah lalu mengalir air matanya kerana takutkan Allah.
✐ Oleh kerana tersangat lama menunggu di padang mahsyar, semua manusia tidak tahu berbuat apa melainkan mereka yang beriman, kemudian mereka terdengar suara "pergilah berjumpa dengan para Nabi". Maka mereka pun pergi mencari para Nabi. Pertama sekali kumpulan manusia ini berjumpa dengan Nabi Adam tetapi usaha mereka gagal kerana Nabi Adam a.s menyatakan beliau juga ada melakukan kesalahan dengan Allah SWT. Maka kumpulan besar itu kemudiannya berjumpa Nabi Nuh a.s., Nabi Ibrahim a.s., Nabi Musa a.s., Nabi Isa a.s. (semuanya memberikan sebab seperti Nabi Adam a.s.) dan akhirnya mereka berjumpa Rasullullah SAW. Jarak masa antara satu nabi dengan yang lain adalah 1000 tahun perjalanan.
✐ Lalu berdoalah baginda Nabi Muhammad SAW ke hadrat Allah SWT. Lalu diperkenankan doa baginda.
✐ Selepas itu, terdengar bunyi pukulan gendang yang kuat hingga menakutkan hati semua makhluk kerana mereka sangka azab akan turun. Lalu terbelah langit, turunlah arasy Tuhan yang dipikul oleh 8 malaikat yang sangat besar (besarnya sejarak perjalanan 20 ribu tahun) sambil bertasbih dengan suara yang amat kuat sehingga 'Arasy itu tiba dibumi.
✐ 'Arasy ialah jisim nurani yang amat besar berbentuk kubah (bumbung bulat) yang mempunyai 4 batang tiang yang sentiasa dipikul oleh 4 malaikat yang besar dan gagah. Dalam bahasa mudah ia seumpama istana yang mempunyai seribu bilik yang menempatkan jutaan malaikat di dalamnya. Ia dilingkungi embun yang menghijab cahayanya yang sangat kuat.
✐ Kursi iaitu jisim nurani yang terletak di hadapan Arasy yang dipikul oleh 4 malaikat yang sangat besar. Saiz kursi lebih kecil dari 'Arasy umpama cincin ditengah padang . Dalam bahasa mudah ia umpama singgahsana yang terletak dihadapan istana.
✐ Seluruh makhluk pun menundukkan kepala kerana takut. Lalu dimulakan timbangan amal. Ketika itu berterbanganlah kitab amalan masing-masing turun dari bawah Arasy menuju ke leher pemiliknya tanpa silap dan tergantunglah ia sehingga mereka dipanggil untuk dihisab. Kitab amalan ini telah ditulis oleh malaikat Hafazhah / Raqib & 'Atid / Kiraman Katibin.
✐ Manusia beratur dalam saf mengikut Nabi dan pemimpin masing- masing. Orang kafir & munafik beratur bersama pemimpin mereka yang zalim. Setiap pengikut ada tanda mereka tersendiri untuk dibezakan.
✐ Umat yang pertama kali dihisab adalah umat Nabi Muhammad SAW, dan amalan yang pertama kali dihisab adalah solat. Sedangkan hukum yang pertama kali diputuskan adalah perkara pertumpahan darah.
✐ Apabila tiba giliran seseorang hendak dihisab amalannya, malaikat akan mencabut kitab mereka lalu diserahkan, lalu pemiliknya mengambil dengan tangan kanan bagi orang mukmin dan dengan tangan kiri jika orang bukan mukmin.
✐ Semua makhluk akan dihisab amalan mereka menggunakan satu Neraca Timbangan. Saiznya amat besar, mempunyai satu tiang yang mempunyai lidah dan 2 daun. Daun yang bercahaya untuk menimbang pahala dan yang gelap untuk menimbang dosa.
✐ Acara ini disaksikan oleh Nabi Muhammad SAW dan para imam 4 mazhab untuk menyaksikan pengikut masing-masing dihisab.
✐ Perkara pertama yang diminta ialah Islam. Jika dia bukan Islam, maka seluruh amalan baiknya tidak ditimbang bahkan amalan buruk tetap akan ditimbang.
✐ Ketika dihisab, mulut manusia akan dipateri, tangan akan berkata- kata, kaki akan menjadi saksi. Tiada dolak-dalih dan hujah tipuan. Semua akan di adili oleh Allah Ta'ala dengan Maha Bijaksana.
✐ Setelah amalan ditimbang, mahkamah Mahsyar dibuka kepada orang ramai untuk menuntut hak masing-masing dari makhluk yang sedang dibicara sehinggalah seluruh makhluk berpuas hati dan dibenarkannya menyeberangi titian sirat.
✐ Syafaat Nabi Muhammad SAW di akhirat :
ⅰ- Meringankan penderitaan makhluk di Padang Mahsyar dengan mempercepatkan hisab.
ⅱ- Memasukkan manusia ke dalam syurga tanpa hisab.
ⅲ- Mengeluarkan manusia yang mempunyai iman sebesar zarah dari neraka.
(Semua syafaat ini tertakluk kepada keizinan Allah SWT.)
✐ Para nabi dan rasul serta golongan khawas juga diberikan izin oleh Tuhan untuk memberi syafaat kepada para pengikut mereka. Mereka ini berjumlah 70 000. Setiap seorang dari mereka akan mensyafaatkan 70 000 orang yang lain.
✐ Setelah berjaya dihisab, manusia akan mula berjalan menuju syurga melintasi jambatan sirat. Siratul Mustaqim ialah jambatan (titian) yang terbentang dibawahnya neraka. Lebar jambatan ini adalah seperti sehelai rambut yang dibelah tujuh dan ia lebih tajam dari mata pedang. Bagi orang mukmin ia akan dilebarkan dan dimudahkan menyeberanginya.
✐ Fudhail bin Iyadh berkata perjalanan di Sirat memakan masa 15000 tahun. 5000 tahun menaik, 5000 tahun mendatar dan 5000 tahun menurun. Ada makhluk yang melintasinya seperti kilat, seperti angin, menunggang binatang korban dan berjalan kaki. Ada yang tidak dapat melepasinya disebabkan api neraka sentiasa menarik kaki mereka, lalu mereka jatuh ke dalamnya.
✐ Para malaikat berdiri di kanan dan kiri sirat mengawasi setiap makhluk yang lalu. Setiap 1000 orang yang meniti sirat, hanya seorang sahaja yang Berjaya melepasinya. 999 orang akan terjatuh ke dalam neraka.
Rujukan:
Kitab Aqidatun Najin karangan Syeikh Zainal Abidin Muhammad Al-
Fathani. Pustaka Nasional Singapura 2004.
☞ Jika sekiranya kalian ingin mengumpul saham akhirat, sampaikanlah ilmu ini kepada sahabat² yang lain. Sepertimana sabda Rasulullah SAW:
❝ Sampaikanlah pesananku walaupun satu ayat. ❞
Sesungguhnya apabila matinya seseorang anak Adam itu, hanya 3 perkara yang akan dibawanya bersama :
① Sedekah/amal jariahnya.
② Doa anak²nya yang soleh.
③ Ilmu yang bermanfaat yang disampaikannya kepada orang lain.
Kredit : Pengukir Kata
Wednesday, 19 December 2012
Fighting Viruses
Wow- very interesting....Everyone should read :)
ONIONS! I had never heard this!!!
PLEASE READ TO THE END: IMPORTANT
In 1919 when the flu killed 40 million people there was this Doctor that visited the many farmers to see if he could help them combat the flu...
Many of the farmers and their families had contracted it and many died.
The doctor came upon this one farmer and to his surprise, everyone was very healthy. When the doctor asked what the farmer was doing that was different the wife replied that she had placed an unpeeled onion in a dish in the rooms of the home, (probably only two rooms back then). The doctor couldn't believe it and asked if he could have one of the onions and place it under the microscope. She gave him one and when he did this, he did find the flu virus in the onion. It obviously absorbed the bacteria, therefore, keeping the family healthy.
Now, I heard this story from my hairdresser. She said that several years ago, many of her employees were coming down with the flu, and so were many of her customers. The next year she placed several bowls with onions around in her shop. To her surprise, none of her staff got sick. It must work. Try it and see what happens. We did it last year and we never got the flu.
Now there is a P. S. to this for I sent it to a friend in Oregon who regularly contributes material to me on health issues. She replied with this most interesting experience about onions:
Thanks for the reminder. I don't know about the farmer's story...but, I do know that I contacted pneumonia, and, needless to say, I was very ill... I came across an article that said to cut both ends off an onion put it into an empty jar, and place the jar next to the sick patient at night. It said the onion would be black in the morning from the germs...sure enough it happened just like that...the onion was a mess and I began to feel better.
Another thing I read in the article was that onions and garlic placed around the room saved many from the black plague years ago. They have powerful antibacterial, antiseptic properties.
This is the other note. Lots of times when we have stomach problems we don't know what to blame. Maybe it's the onions that are to blame. Onions absorb bacteria is the reason they are so good at preventing us from getting colds and flu and is the very reason we shouldn't eat an onion that has been sitting for a time after it has been cut open.
ONIONS! I had never heard this!!!
PLEASE READ TO THE END: IMPORTANT
In 1919 when the flu killed 40 million people there was this Doctor that visited the many farmers to see if he could help them combat the flu...
Many of the farmers and their families had contracted it and many died.
The doctor came upon this one farmer and to his surprise, everyone was very healthy. When the doctor asked what the farmer was doing that was different the wife replied that she had placed an unpeeled onion in a dish in the rooms of the home, (probably only two rooms back then). The doctor couldn't believe it and asked if he could have one of the onions and place it under the microscope. She gave him one and when he did this, he did find the flu virus in the onion. It obviously absorbed the bacteria, therefore, keeping the family healthy.
Now, I heard this story from my hairdresser. She said that several years ago, many of her employees were coming down with the flu, and so were many of her customers. The next year she placed several bowls with onions around in her shop. To her surprise, none of her staff got sick. It must work. Try it and see what happens. We did it last year and we never got the flu.
Now there is a P. S. to this for I sent it to a friend in Oregon who regularly contributes material to me on health issues. She replied with this most interesting experience about onions:
Thanks for the reminder. I don't know about the farmer's story...but, I do know that I contacted pneumonia, and, needless to say, I was very ill... I came across an article that said to cut both ends off an onion put it into an empty jar, and place the jar next to the sick patient at night. It said the onion would be black in the morning from the germs...sure enough it happened just like that...the onion was a mess and I began to feel better.
Another thing I read in the article was that onions and garlic placed around the room saved many from the black plague years ago. They have powerful antibacterial, antiseptic properties.
This is the other note. Lots of times when we have stomach problems we don't know what to blame. Maybe it's the onions that are to blame. Onions absorb bacteria is the reason they are so good at preventing us from getting colds and flu and is the very reason we shouldn't eat an onion that has been sitting for a time after it has been cut open.
Thursday, 6 December 2012
Subscribe to:
Posts (Atom)